Your first online money transfer for zero-fee!

Register now to get a 0 CAD fee* on your first online transfer.

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Smarter. Safer. Together. Learn how to #BeFraudSmart.

We encrypt your transfers. We encrypt your transfers. We are committed to keeping your data secure. Reliable service since 1851.

Western Union makes money from currency exchange. Exchange rate shown is an estimate and subject to change.

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Our customers made millions of transfers with Western Union last year here’s why:

Ease and Convenience

Send money the way that’s convenient for you: online, with our app, or in person at an agent location.

Commitment to Security

Our encryption and fraud prevention efforts help protect your Western Union® transfers.

We’re International

We move money from Canada to over 200 countries and territories.

Ready to get started?

Convenient ways to move money

International money transfer services at your fingertips

Send money on the go or start a transfer and pay in-store.

Track your money transfer in real time.

Send again quickly to friends and family.

4.6
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4.3
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Ratings as of October 1, 2023.

Frequently asked questions

Do I need to register to send money?

Yes. You need to create a profile. To Register for a profile, you will need:

  • Your complete name as it appears on your government-issued ID
  • Your email address
  • Your cell phone number
  • Your billing address

Note: After successful registration, your profile can be accessed either via westernunion.com or the mobile app.

What are the fees to send money?

You can find the fee* and applicable FX rates of your transfers online, click estimate price.

 

You may also receive fee discounts and other promotions by registering with our loyalty program – My WU, and can earn points every time you send a qualifying transfer.

 

Note: If you’re using a credit card to send money online or over the phone, a credit card issuer cash advance fee and associated interest charges may apply. You can avoid these fees by using a debit card.

 

* Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates, and taxes may vary by brand, channel and location based on a number of factors. Fees and rates subject to change without notice. Fee reductions apply only to the Western Union® transfer fee for a single Western Union Money Transfer® or Quick Collect® transaction. Excludes all other services including, without limitation, online bill payments and money transfers via social/chat applications. Points used will not be reversible and if amount of transfer fee is less than redeemed discount, no cash, credit or refund will be provided. Western Union reserves the right to offer promotional discounts that cannot be combined with My WU® fee reductions.

Is my information secure?

We use organizational, technical and administrative safeguards to secure your personal information. All information sent to us via email or uploaded online is stored electronically and password-protected and is only accessible by authorized personnel.

Sign up to start sending money today

Quick and easy sign up

It’s easy to sign up and start using our money transfer services.

Track your transfer

Easily track your transfer online and with our app using the MTCN.

Pay the way you like

Pay online using your bank account, credit/Visa debit card3 or cash in-store.

Convenient locations

Send money for cash pickup at an agent location near your receiver.

Check out our FX rates1 when sending money online

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Now is the time for financial institution cross-border payments innovation

Throughout history, some of the most significant innovations, impressive advancements in technology, and biggest strides for mankind have been made during times of crisis. Learn about the exciting innovation happening right now at Western Union in the current COVID-19 environment.

1 Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice.

2 Funds will be paid to receiver’s mWallet account provider for credit to account tied to receiver’s mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash-out fees. Funds availability subject to terms and conditions of service. See Mobile Form for Restrictions.

3 If you’re using a credit card, a card-issuer cash advance fee and associated interest charges may apply. To avoid these fees or for reduced fees, use a debit card or check other payment methods.