*Qualifying purchase amount must be on one receipt, excluding the following: Gift certificates, open box and used gear. Cannot be combined with promotional coupons or manual discounts. Discounts may result in the qualifying purchase amount not being satisfied. A promo fee, equal to 2% of the amount financed at time of purchase, will be shown as a separate transaction on your billing statement and included in the balance subject to this promo. Any taxes, delivery or other charges included in the amount financed will increase the related promo fee and the required monthly payments. For example, a $950 purchase with $50 in taxes and shipping costs, will be charged a promo fee equal to $20 and $1,020 will be charged to your account. No interest will be charged on the amount financed (including related promo fee), and equal monthly payments are required on promo purchase until it is paid in full. The payments equal the initial total promo purchase amount (including related promo fee) divided by the number of months in the promo period, rounded up to the next whole cent. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period, the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. For new accounts: as of 7/16/2024: Purchase APR is 34.99%. Penalty APR is 39.99% Minimum interest charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. Offer available 07/08/2024 – 08/18/2024.

**Qualifying Rewards points exclude the following: Gift certificates, open box and used gear.

**/‡Used gear and gift card purchases are not eligible to earn rewards under the Musician’s Friend Rewards program Brand Grid

***Qualifying purchase (excluding gift certificates) must be one receipt. 12-month special financing excludes open-box gear and cannot be combined with promotional coupons or manual discounts. No interest will be charged on the promo purchase if you pay the promo purchase amount in full within the promotional period. If you do not, interest will be charged on the promo purchase from the purchase date. Depending on purchase amount, promotion length and payment allocation, the required minimum monthly payments may or may not pay off the purchase by the end of the promotional period. Regular account terms apply to non-promotional purchases and, after the promotion ends, to the promotional balance. For new accounts: The Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.

^‡ A promo fee, equal to 2% of the amount financed at time of purchase, will be shown as a separate transaction on your billing statement and included in the balance subject to this promo. Any taxes, delivery or other charges included in the amount financed will increase the related promo fee and the required monthly payment. The estimated monthly payment shown (excluding taxes and delivery) equals the amount financed (including related promo fee) divided by the number of months in the promo period, rounded up to the next cent. During the last month(s) of the promo period the required monthly payment may be reduced due to this rounding. These payments apply only with the financing offer shown. If you make your payments by the due date each month, you should pay off this amount financed (including related promo fee) within the promo period, if it is the only balance you are paying off. If you have other balances on your account, this monthly payment will be added to the minimum payment applicable to those balances.