Smile API

We're at the the GetHired Online Job Fair today at the SM Megatrade Hall 3! 🎉 Come visit our booth & don't miss out on this fantastic opportunity to learn more about Smile & what we can offer. See you there! 👋 #SmileAPI #HR #HumanResources #GetHiredJobFair2024

Qualified but Unverified: The Risk Employers Cannot Afford to Take Hiring qualified employees with unverified credentials can create uncertainty for the company, which is why employers only accept individuals with verified credentials. A 2017 article from SHRM tells how Jay Meschke discovered an impressive candidate falsifiying her educational credentials, similar with Yahoo's CEO in 2012. This is alarming since these mishaps can happen at top-level positions. Rather than avoiding to hire candidates with ""good"" credentials, it's important to focus on verifying them. Smile Checks ensures all candidate credentials are verified so that you can make informed hiring decisions without any worry. ✅ #HR #HumanResources #Recruitment #HRtech #SmileChecks #BackgroundChecking

False Information in Hiring: Unfit Hires and Resource Drain Hiring applicants who lie on their resumes may lead to company losses as they lack the capabilities expected of them, resulting in poor work quality & possible delays on project deliverables. The Numbers 🔢 In a 2022 survey from Resume Builder, more than 7 in 10 respondents admitted to lying on a resume. This practice has led to significant financial losses costing US employers an estimated $600 billion annually. What Can Pre-employment Background Checks Do? Through pre-employment background checking, Smile Checks is able to provide comprehensive, real-time verified data, helping employers make informed hiring choices that could benefit their company's business operations. #HR #HumanResources #Hiring #Recruitment #HRtech #SmileChecks #BackgroundCheck #Verification #Screening

Smile API is coming to Echelon Philippines 2024 from September 26-27, 2024 at the Level 2, SMX Convention Center in Manila! Echelon Philippines 2024,organized by e27 (Optimatic) in partnership with Brainsparks, is a groundbreaking event that unites the collective expertise of the Philippines and Southeast Asia startup leaders, visionary entrepreneurs and forward thinking investors to drive the next phase of growth Make sure to stay tuned for more details in the coming days! ⭐ #SmileAPI #FinTech #APIprovider #latestFintech #EchelonPH

Level up your skills & your dream job at GetHired Job Fair and Conference 2024!☝️ Calling all tech, finance, food service & retail professionals! The GetHired Job Fair & Conference is your chance to connect with leading companies like PLDT Home, VaVaVoom.ph, iBoardLiving, Digital Workforce and many more! Friday, July 26th, Megatrade Hall 3, SM Megamall Here's why you should attend: ● Free Learning Sessions: Learn about "Tech for All" Careers and the future of AI, Metaverse & Web 3. ● Network with Industry Leaders: Get insights and advice to take your career to the next level. ● Win laptop, desktop, cash, staycation, and other amazing prizes from our sponsors and partners! Open to all! Everyone from recent grads to experienced professionals can find their perfect fit. Full-time, part-time, remote & hybrid positions available! Register now! Limited slots available: https://lnkd.in/gGXhaMiQ #GetHiredJobFair2024 #CareerGoals #EmpoweringFilipinos #TheFutureisNow #JobFair #JobOpportunity #JobSearch #HiringNow #PHJobs

Recruitment Process is a Major Drain on Both Time and Company Resources ⏳ The recruitment process takes too much time and uses too many resources, highlighting the need for simpler and more efficient hiring strategies to save time and cut costs. HR managers dedicate about 14 hours weekly to recruitment tasks, highlighting the extensive effort required to fill positions. The process, from advertising positions to conducting interviews, consumes significant time that could otherwise be allocated to strategic activities. This high demand on resources emphasizes the need for more efficient hiring strategies that can smooth operations and potentially lower overall costs. Improve your hiring process with Smile Checks ✅ By simplifying and accelerating background checks, Smile Checks aids in reducing the recruitment cycle, freeing up valuable time for your HR team. Check our tailored solutions on how Smile Checks can improve your hiring process in the comments below. #SmileChecks #HR #HumanResources #Recruitment #HRtech #BackgroundChecking

Nowadays, it has become harder and harder for banks to maintain good performing loans. The need to further verify the validity of information in loan applications and the rise in percentage of nonperforming loans have been factors as to why banks have been operating on a loss. But with Smile API, you are now able to improve compliance processes and reduce nonperforming loans through employee information. Discover how Smile API does this: https://zurl.co/BH3q #SmileAPI #FinTech #APIprovider #latestFintech

Improve loan underwriting process through employment data! 🔍 Accurate creditworthiness assessments are key for financial institutions. Here’s why using comprehensive employment data makes a difference Need help in streamlining your credit assessment process? Smile API may just be the tool you need. Learn more about Smile API: https://lnkd.in/g3HXCbX9 #SmileAPI #FinTech #APIprovider #latestFintech

The Bangko Sentral ng Pilipinas (BSP) has recently released its findings from the Senior Bank Loan Officers' Survey (SLOS) for Q1 2024, and the data offers critical insights into the current lending landscape. Let's take a look: ✅Key Takeaways: - Credit Standards: Most banks have kept their credit standards unchanged for businesses and households. While 86.3% of banks retained loan standards for firms (modal approach), the diffusion index (DI) method showed a net tightening of standards for businesses due to deteriorating borrower profiles and lower bank profitability. - Loan Demand: 70.6% of banks have reported to get steady demand when it comes to business loans. The DI approach, however, revealed a net increase in demand driven by improved economic expectations and attractive financing terms. Similarly, household loan demand is steady, with an expected increase in Q2 due to rising consumption and favorable loan terms. What does this mean for you and your business? As HR and fintech professionals, navigating the complexities of credit standards and loan demand is crucial. As a provider of real-time, verified employment data, this aligns perfectly with the BSP’s emphasis on maintaining a strong borrower profile and managing risk tolerance. Here’s where Smile API comes into play: - With the ongoing challenges of maintaining credit standards, Smile API's comprehensive data solutions help banks and financial institutions mitigate risks by providing detailed employment histories. This ensures more accurate credit assessments, supporting stable lending practices despite fluctuating economic conditions. - As the demand for loans grows, particularly in the fintech sector, Smile API is able to aid banks and financial institutions in accelerating the decision-making process by offering verified data from government sources like SSS, Philhealth, and Pag-IBIG in the Philippines. This not only speeds up the approval process, but also enhances the reliability of credit assessments through up-to-date and verifed information straight from the source.. Visit us today and discover how Smile API can take advantage of these recent developments! https://zurl.co/afaY #Banking #Loans #SmileAPI #Fintech #APIIntegration

In the latest banking news, two Philippine operating banks had reported to earn higher in the 1st quarter of 2024 despite high interest rates and growth in consumer and retail loans. According to Frederick Dy of Security Bank Corp., their net profits have reached P2.6 billion pesos, with an increase of 11% in comparison to their previous report. The bank's net loans also increased by 12 percent, which was driven by an 18% growth in retail and micro, small and medium enterprise loans. Similarly, the Bank of Commerce (BankCom) and its income also rose by 8%. Known as the lending arm of the San Miguel Corporation, its gross revenues, andother income such as service charge, fees and commision also rose up to P2.25 billion and P398.34 million, respectively. Coupled with this achievement is the decrease in percentage of their non-performing loans, which decreased from 1.54% to 1.47% Common Ground The increases from these banks are very different, but share a common subject: loans. Loan performance has always been a concern for banking and lending institutions, whether big or small banks. With the increase of interest rates & loan applicants intending to use loans for business or personal use, it's high time banks leverages on this and capitalize, striking while the iron is hot. But a question then pops out, how are banks decreasing non-performing loan rates and improve loan performance? With different tools to cut down time in assessing multiple data and paperwork, these banking and lending institutions are able to process loan applications faster, yet still remain to uphold tight standards and be detail oriented on every piece of information on a loan application. If you're still wondering how you can do it, here's how Smile Checks can help you: Where Smile API Comes In: - Enhanced Credit Assessment: By leveraging Smile API’s comprehensive employment data, banks can more accurately assess creditworthiness, reducing the risk of non-performing loans. - Streamlined Loan Processes: Smile API’s real-time data access facilitates faster and more efficient loan processing, improving customer satisfaction. - Supporting MSMEs: Our data solutions empower banks to extend more loans to micro, small, and medium enterprises, driving economic growth. Visit our page today https://zurl.co/8k6Q #Banking #Finance #Loans #SmileAPI #Fintech #APIIntegration