Pay at your own pace
PayBright is now Affirm! Buy now and pay over time at your favourite stores with Affirm with no hidden fees—not even late fees.
![Image of a chair](https://cdn.statically.io/img/images.ctfassets.net/4rc1asww3mw7/26uTl302EqMKkCc23JeB2I/e99483f998dc10a539fef149b308b348/Homepage_Hero_Banner.jpg?w=1168&q=80&fm=webp)
Why you’ll love Affirm
With Affirm, you’ll never owe more than you agree to up front. Instead, you’ll always get a flexible, transparent, and convenient way to pay over time.
We make it easy to apply
Checking your eligibility is quick and simple, and doesn’t impact your credit score.
We never charge fees
You'll never pay late fees. Or annual fees. Or hey-it's-a-random-day-in-April fees.
We tell it like it is
With Affirm, you always know exactly what you'll owe and when you'll be done paying off your purchase.
Just choose Affirm at checkout
![Apple background](https://images.ctfassets.net/4rc1asww3mw7/3jnZoSUdc8xy5hrsL4APCm/0ba9ec16224c66c0afbcf297dce180b3/-affirm-paybright-img-03-mlm-dustin_720.jpg?w=300&h=200&fl=progressive&q=50&fm=jpg)
![Apple logo2](https://images.ctfassets.net/4rc1asww3mw7/3sOuxXT0uSzxE5JLMaginV/810a1e9a8a74260b1e208f05a718078c/Apple-logo-2x-128x128.png?w=64&h=64&q=50&fm=png)
Apple
![Amazon background](https://images.ctfassets.net/4rc1asww3mw7/6llmnBdJ1oWxzbP3y5l5oh/c75546f5d2e2e9c840e6b25bb62120cc/Amazon-1056x704.jpg?w=300&h=200&fl=progressive&q=50&fm=jpg)
![Amazon logo2](https://images.ctfassets.net/4rc1asww3mw7/7jNqcwOQloJ0oqyKqQbLjD/1f91306b99ee8cd441f14af382ddfef5/Amazon_logo_224x224__1_.png?w=64&h=64&q=50&fm=png)
Amazon
![Newegg background](https://images.ctfassets.net/4rc1asww3mw7/BfN0ryQbPpHjfcpRAdVX4/a50294d491e9bbba7bb6ab3e5f70b907/NewEgg_1056x704.jpg?w=300&h=200&fl=progressive&q=50&fm=jpg)
![Newegg logo2](https://images.ctfassets.net/4rc1asww3mw7/6XdEjO6xgUzKGKyeyeUF4H/a2ecbc5cb380a7df38144aaf7d481cd8/NewEgg_128x128.png?w=64&h=64&q=50&fm=png)
Newegg
![Article background](https://images.ctfassets.net/4rc1asww3mw7/11QlyeZOMDuhlK9wamU7xU/26eae19a0dc62883a7f1871a19b847a2/Article_1056x704.jpg?w=300&h=200&fl=progressive&q=50&fm=jpg)
![Article logo2](https://images.ctfassets.net/4rc1asww3mw7/5Vu1lYlNj82HtdQBQyiUsM/f6db8d0aabd25e233c07e0f82ed0e6fe/Article_128x128.png?w=64&h=64&q=50&fm=png)
Article
As low as 0% APR
![The Source background](https://images.ctfassets.net/4rc1asww3mw7/3JHStVkGIBQU6xItgl0k6G/1280648719b43ca7a2e984579be76f9a/source-min.jpeg?w=300&h=300&fl=progressive&q=50&fm=jpg)
![The Source logo2](https://images.ctfassets.net/4rc1asww3mw7/6CxeUBaErrAHnyMROeOFlI/7373577b6f7b9aa476d492e88560ba9b/The_Source-EN-128x128.png?w=64&h=64&q=50&fm=png)
The Source
Casper
As low as 0% APR
![Bowflex background](https://images.ctfassets.net/4rc1asww3mw7/4986YbH0vGA7kp5TTSrBex/74e64e9724a22d1a9fd2d9d2760e6f8d/Medium-STAIRS_VELOCORE22_CHARLEE_10592.jpg?w=300&h=200&fl=progressive&q=50&fm=jpg)
![Bowflex logo2](https://images.ctfassets.net/4rc1asww3mw7/1oWr0fq3f3WyCQiQXoYxeS/6983fcd30ad1a52ba0f1c811298174a6/Bowflex-128x128.png?w=64&h=64&q=50&fm=png)
Bowflex
As low as 0% APR
![EQ3 background](https://images.ctfassets.net/4rc1asww3mw7/24dUTVnxDVBT12ojA2EvXC/091f678efac7435a9c54eab5048069b4/Web_JPG-Arc_Slope_Dining_Lifestyle_2.jpg?w=300&h=225&fl=progressive&q=50&fm=jpg)
![EQ3 logo2](https://images.ctfassets.net/4rc1asww3mw7/77VYQgAX6qttm0WeO40Zeb/646ff3624a52b5353bb838b5fa7bc85d/eq3-logo.jpg?w=64&h=64&fl=progressive&q=50&fm=jpg)
EQ3
As low as 0% APR
![CheapOair background](https://images.ctfassets.net/4rc1asww3mw7/5sIwJAREBa3EMsKgSxHFWn/d5f2659f0c7da8d7d8654d3e3878a83d/card_pb_coa_shopdirectory.jpg?w=300&h=181&fl=progressive&q=50&fm=jpg)
![CheapOair logo2](https://images.ctfassets.net/4rc1asww3mw7/5QNB8OB4ZQnXU1me282Qqs/c16fe8844e3b0dfd28e48ff6bc7843bf/CheapOair-FR-128x128.png?w=64&h=64&q=50&fm=png)
CheapOair
![Samsung background](https://images.ctfassets.net/4rc1asww3mw7/3nWC944nWd2V4uPYAwvYAA/4182b6fbaf5b066c29e7134b702ca5db/PC_SmartThings_MainKV_1056x704_v2__1___1_.jpg?w=300&h=200&fl=progressive&q=50&fm=jpg)
![Samsung logo2](https://images.ctfassets.net/4rc1asww3mw7/7vcmKWfTIkAT9DR9GFan2s/5146418678009d42be016eb7cb5a6caf/samsung-128x128.png?w=64&h=64&q=50&fm=png)
Samsung
![Structube background](https://images.ctfassets.net/4rc1asww3mw7/2Y1k1StCG52qMn4TYAHH9S/c056dbc06cfdf1c5f8943c641773ebd6/STRUCTUBE_PRESTON_CROP__1_.jpg?w=300&h=170&fl=progressive&q=50&fm=jpg)
![Structube logo2](https://images.ctfassets.net/4rc1asww3mw7/3CoRJi0Yu5H6XDYlutXogr/e6e608959a6ce39a591aa2ff23231df8/Structube_128x128.png?w=64&h=64&q=50&fm=png)
Structube
![Hudson's Bay background](https://images.ctfassets.net/4rc1asww3mw7/2n6MtJXOrB2b44BQbDmRil/668f2ba74b6b559214544fca0eebffee/2023WOOLMARK_H_STRIPES__1_.jpg?w=300&h=196&fl=progressive&q=50&fm=jpg)
![Hudson's Bay logo2](https://images.ctfassets.net/4rc1asww3mw7/7cjiejFJEwQAR82pLFj29y/9188e35e0bb3b9ed0a95a2ef4b64eeeb/hudsonsbay-128x128.jpg?w=64&h=64&fl=progressive&q=50&fm=jpg)
Hudson's Bay
![Peloton background](https://images.ctfassets.net/4rc1asww3mw7/1p9PPrdPXOfR9WklSTu1iJ/81982869b97047c0aace5a26c9e7f698/Peloton_1056x704.jpg?w=300&h=200&fl=progressive&q=50&fm=jpg)
![Peloton logo2](https://images.ctfassets.net/4rc1asww3mw7/7BhkDsSItgUeQZs7gV0NEN/7156e98cc210afa7f3035e0fda57b635/Peloton_128x128.png?w=64&h=64&q=50&fm=png)
Peloton
As low as 0% APR
![Browns background](https://images.ctfassets.net/4rc1asww3mw7/4Ms885zxu3LPNoX3ySCCdT/6f978796fe1acda1ca203a853929001e/Browns_1056x704.jpg?w=300&h=200&fl=progressive&q=50&fm=jpg)
![Browns logo2](https://images.ctfassets.net/4rc1asww3mw7/4Jvidu6BSQzKQDMF7xWEHg/4efc8995edcb5f0b6b3b0c579cd08b02/Browns_128x128.png?w=64&h=64&q=50&fm=png)
Browns
As low as 0% APR
![Secret Lab background](https://images.ctfassets.net/4rc1asww3mw7/5FOge4hnbogeRrwgNfQJK5/364dfc271497bc3336daf42aacab2346/SecretLab_1056x704.jpg?w=300&h=200&fl=progressive&q=50&fm=jpg)
![Secret Lab logo2](https://images.ctfassets.net/4rc1asww3mw7/3dOe9Eojmlepkl3CttbJgr/14c242ffd10949d3c285ba6e311c39f3/SecretLab_128x128.png?w=64&h=64&q=50&fm=png)
Secret Lab
As low as 0% APR
![Endy background](https://images.ctfassets.net/4rc1asww3mw7/4VcUZcfBe2iAjhJ4l4jhcf/e29242e20de75171c7c148d7341903aa/Endy_1056x704.jpg?w=300&h=200&fl=progressive&q=50&fm=jpg)
![Endy logo2](https://images.ctfassets.net/4rc1asww3mw7/2ESn9pwDaOBb60ou17FPuh/1d042af9fe4e9767ec025fb45c45e653/Endy_128x128.png?w=64&h=64&q=50&fm=png)
Endy
As low as 0% APR
![Rad Power Bikes background](https://images.ctfassets.net/4rc1asww3mw7/7BpzjPkzB3ooiTOjO0GmgD/c278c28933cd436e5da04f320874da92/RadPowerBikes_1056x704.jpg?w=300&h=200&fl=progressive&q=50&fm=jpg)
![Rad Power Bikes logo2](https://images.ctfassets.net/4rc1asww3mw7/gv09kwN5BkiPIpDECnycJ/ab67850f77558705d50d594f2aaccf63/RadPowerBikes_128x128.png?w=64&h=64&q=50&fm=png)
Rad Power Bikes
As low as 0% APR
![Lee Valley background](https://images.ctfassets.net/4rc1asww3mw7/7CEplbNg8jeGephaA3USY6/ecd25fd843b28daac4a1e76566a43ee2/Lee_Valley_Image.jpg?w=300&h=212&fl=progressive&q=50&fm=jpg)
![Lee Valley logo2](https://images.ctfassets.net/4rc1asww3mw7/7HIAjCsqbTvPXY5ylhNfxD/cfc8fcb2a1b3850aa0c3a8672b1992a7/Lee_Valley-128x128.png?w=64&h=64&q=50&fm=png)
Lee Valley
As low as 0% APR
![Cozey background](https://images.ctfassets.net/4rc1asww3mw7/qZcSfGLI5suyvGCJngQfL/53eafb17e78c7764d44e084190394544/Cozey_1056x704.jpg?w=300&h=200&fl=progressive&q=50&fm=jpg)
![Cozey logo2](https://images.ctfassets.net/4rc1asww3mw7/eTSFdItgdUDYZnuiASP9e/44b6639998dc6eef2f24c50c27626e8c/Cozey_128x128.png?w=64&h=64&q=50&fm=png)
Cozey
As low as 0% APR
Buying with Affirm is easy
Step 1
Step 2
Step 3
Fill your cart
Shop online or in-store. Then select Affirm at checkout, and enter a few details for an instant decision.
![Image of a phone screen with items for purchase](https://images.ctfassets.net/4rc1asww3mw7/3WQQRTYHPMlngMtqRMIpKi/e4ff2aab9f0fe6b0880bd804d3f8d7a7/Step_1_455x455__1_.jpg?w=800&h=800&fl=progressive&q=70&fm=jpg)